Renters Insurance in Seattle, WA
Many renters are surprised that their landlord’s insurance doesn’t cover personal property or liability. Renters insurance can cover your possessions and may help if you’re held financially responsible for accidental damage or injuries.
What Does It Cover?
A typical renters insurance policy may include:
- Personal property coverage can help pay to repair or replace your furniture, electronics, clothing and other items if they’re stolen or damaged by covered events like fire, theft or vandalism.
- Liability coverage may help with legal expenses and compensation if someone gets hurt in your rental or if you accidentally cause damage to someone else’s property.
- Additional living expenses coverage may compensate for temporary housing, meals and other related costs if your rental becomes uninhabitable due to a covered event.
Is It Required in Washington?
Renters insurance may not be required by law, but it is worth considering, as unexpected damage or loss can occur at any time. Some landlords may also include a coverage mandate as part of the lease. It can help you avoid extra costs tied to liability claims.
How Much Do Premiums Cost?
Pricing may vary, depending on factors like:
- The value of your belongings
- Where you live
- Your credit score
- Security features in your home
- Your selected coverage limits
Find Renters Insurance Near You
We help Washington renters review their options and find coverage that meets their needs. Contact American West Insurance Agency Inc. today for a customized, no-obligation quote.